Josie De La Fuente and her 30-year-old son live in a small two bedroom apartment in Southeast Fresno.
Just over a year ago, she joined the ranks of the thousands who turn to short term high interest loans to make ends meet.
She says taking out payday loan ensnared her.
“Imagine me getting a payday loan,” De La Fuente says. “Paying a 300 dollar loan and with all the bills that I have. You know the car payment, the apartment the rent and all that stuff. It’s not gonna help me and I’m not gonna have any money left with all of that.”