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Costs, Coverage Will Shift in California's Individual Health Insurance Market

California’s new health insurance exchange has announced what plans and prices may look like for millions of people who will be buying individual coverage next year. Health Care Reporter Pauline Bartolone has more about what the changes may mean for people already in the market.  

Some people may pay the same rate for a health insurance policy next year. But, Janice Rocco from the California Department of Insurance says many people will see a premium increase, with added benefits and fewer other costs. 

“Many people who currently buy health insurance in the individual market will be paying a good deal more for products in the exchange and outside the exchange, but they’ll be getting more extensive coverage and should have fewer out of pocket costs when they go to the doctor,” says Rocco.

California’s exchange says it’s impossible to do a fair comparison of what someone pays in that market now, and what they will pay next year. In 2014, insured people will receive more benefits and protections. But the exchange says an individual policy holder next year could pay considerably less than someone in a small employer group plan right now.

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